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Getting a Car Loan with Poor Credit: Subprime Loans


If you need a car but have been turned down because your credit is less than ideal, you have options at our dealership Bonita Springs Mitsubishi. We work with a large network of lenders that provide car buyers with what are known as “subprime loans”. Subprime loans give buyers with poor credit, no creditor limited credit histories, the opportunity to finance the purchase of a vehicle. Many auto dealers work with third-party lenders who are willing to work with customers with poor credit. Bonita Springs Mitsubishi is able to use our financing network to work with your credit history and still find you a car you love.


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How It Works

There are a few basic steps to take when seeking car financing with poor credit.

  • Find a dealer who works with credit challenged customers. Bonita Springs Mitsubishi is exactly that kind of car dealer.
  • Work with the dealer to find the right third-party lender for pre-approval
  • Find the right car that fits your budget and transportation needs
  • Work out a payment plan that meets your budget
  • Enjoy your new car

What To Bring When Applying For A Loan

Lenders vary in what they require, so you’ll want to do some research to prepare these commonly requested items.

  • Valid driver’s license
  • Computer-generated paycheck stubs
  • Recent utility bill or bank statement with your name on it
  • Cellphone or landline phone bill in your name

If you are approved, please make sure you have these items with you:

  • Down payment of at least $500 or 10% of the car’s selling price
  • Five to eight personal references

Apply for A Loan Online and Contact Bonita Springs Mitsubishi

To get a jump start on the process when you’re looking for a car, truck, or SUV loan, apply online at Bonita Springs Mitsubishi. Our one-page application form is quick to complete and we provide an instant decision on your request. For any questions and to speak with a helpful service representative, give us a call at Bonita Springs Mitsubishi to discuss your personalized finance options. Visit our dealership in Bonita Springs just north of Naples to see how we can help you drive home in a new car.



Directions to Bonita Springs Mitsubishi

Bonita Springs Mitsubishi, South Tamiami Trail, Bonita Springs, FL, USA

Bonita Springs Mitsubishi 26.323020, -81.806377.